Inside This Issue
NATIONAL COVERAGE
Analysis: AIG Meltdown Has Roots in Greenberg Era
Critics Say Greenberg Planted the Seeds for the $180 Billion Disaster
Federal Reserve in Uncharted, Risky Territory
Fed's Exposure to AIG Totals Nearly $93 Billion
Closer Look: Homeowners and Auto
Personal Umbrella Policies Come in All Shapes and Sizes
Spotlight: Energy/Oil & Gas
10 Things to Know About the Energy Market
SPECIAL REPORT:
Top 100 Agency Profile
Calif.-based Heffernan Insurance Brokers - A Young Company With a Nontraditional Management Style
Closer Look: Auto/Antiques and Collectibles
Recession Gives Agents New Opportunity with Car Lovers
Spotlight: Transportation and Trucking
Industry Stalled in Soft Market, but Rate Increases on Horizon
SPECIAL REPORT: 2009 Hospitality Risks Directory
IDEA EXCHANGE
Growing Your Property Casualty Agency
Don't Emulate How the Big Auto Insurers Sell
Minding Your Business
The Art of Restructuring Your Agency in Difficult Times
Shrinking Budgets Stem Fraud Fighting Efforts
Fewer Fraud Bills To Be Debated in West
Closing Quote: A Letter to the President
Please Preserve State-Based Insurance Regulation
DEPARTMENTS
Opening Note
People
Business Moves
MyNewMarkets
WEST COVERAGE
Wyoming Rejects Bill to Raise Vehicle Liability Coverage Limits
Association Applauds Bill's Defeat
Nevada Workers' Comp Loss Costs, Risk Rates to Decrease
Should Benefit Businesses in Bad Economic Times
Nevada Debates Cab Seat Belt Law
Sponsor Aims to Increase Cab Safety, Especially for Kids
Arizona DOI Closes Tucson Office
Services Moved to Phoenix
The Nuts of The Peanut Recall Case
The Hartford Seeks to Limit Liability
Changing Demographics Offer a World of Opportunity for Enterprising Agents
Minorities Destined to Become Majority by Mid-Century
The Flood Insurance Coverage Paradox
You May Not Know What You Think You Know About Flood Insurance Claims
It's Time To Discuss Flood Insurance
Agents Can Take Advantage of FloodSmart Resources