I found these two insurance journal articles to explain a lot about how accounting should function. Then maybe consider which systems can apply if any.

http://www.insurancejournal.com/magazin ... 245711.htm

http://www.insurancejournal.com/magazin ... 249479.htm

I think everyone should take a moment to really think about whats being said here. Doesn't anyone read their Insurance Journal articles? This explains everything. Our accounting procedures are much more complicated than what everyone is saying here. This applies to everyone in every state no matter ...