Another way to take advantage of long term care tax deductible is through tax-qualified ltc insurance. Their premiums are considered as medical expenses and they are deductible but only to the extent that they go beyond the required amount to meet AGI or Adjusted Gross Income for individual tax paye...

Leads is another source of clients but I wouldn't go there. Referral is definitely much better and more reliable. The first thing you should do is get over your squeamishness and make it a habit to ask for referrals. When you have free time you can make a referral script, make it direct and ask for ...

In my opinion, firing an employee based on a mugshot isn't right. The employer should get the facts first and find out if the employee was really convicted of something. I think it's just right to give the employee to explain his or her side first. But if say for example the employee was asked if he...

You can try piconline or dcapinsurance. The former provide limits up to $5M and has $20M excess market capability and you can even fill out a request form for quotes so as to give you an idea how much it would cost you when signing up for this type of insurance.

Dental plan is actually an alternative to dental insurance because it's more cost-effective. With the former you can visit the dentist at a reduced rate and with reduced cost but with the condition that you need to pay for the services at the same time you visited the dentist. While the latter doesn...

It's true that a high page rank and being an authority site is more attractive but I also believe that content is a major key here. So personally, I'm willing to take the risk and pay $5 a year to get listed in your website as long as the listings are relevant to my website. I'm more concerned with ...

Wow! This is definitely unfair competition and what they're doing is clearly wrong. You should teach them a lesson and report this at once to the Department of Insurance. This only shows that they are desperate to gain more customers and to steal everything from you. Just do the right thing and repo...

Insurance agents are here to help consumers weigh their needs, explore their options and help them choose the perfect policy for them. And yet there are still some who doubt the helpful gestures of these agents that it's just to bump their sales. But you need to understand that these people understa...