Thank you for all of your insightful opinions and information. To respond to some of the posts...I started out as a "scratch" agent with Farmers, so I am experienced in producing and know how to build an agency. However, do I really want to do that all over again? Long nights cold-calling....

Hello to all... I am new to this forum, but not new to the insurance industry. I am currently a Farmers Insurance agent (5 years) and am frustrated and angry with the company. My frustrations? You name it... the lack of ethics within the corporate management to idiot DMs to the increasing micro mana...