I'll look into Geovera, thanks for the tip!

Thanks for your reply D. The issue at hand is that the CEA has effectively tied my hands as a participating insurer in their program, I'm required by law to offer their policy whenever I write a homeowners policy, but because they refuse to write a homeowners EQ policy for a home zoned as a condo, m...

I've been receiving requests lately to write HO3 coverage on homes that are zoned as a condominium. These condos look like a regular stand alone dwelling, they don't share any walls, but the HOA does not cover the structure, the owner does not own the land the home sits on, and there are some common...

I don't think a signed exclusion would be necessary for the PUP, most PUPs contain an exclusion stating that coverage doesn't apply to any driver excluded on the underlying auto policy. You probably can't say this to your client, but as a parent, he needs to teach his son personal responsibility. Th...

If you're client's are leaving personal property at the residence that is being rented like furniture, they may not have coverage for theft, many HO3's exclude theft of property from that part of the residence being rented or leased. Whereas, most DP3 policies do provide coverage for Landlord's Furn...

If you know the 4 part answer to the example question you mention, you can list them out, 1., 2., 3., 4., no further info necessary. However, if you're not sure, you're better off elaborating/explaining your answer in detail, thereby increasing the likelihood of being given at least partial credit, ...

I completed my cpcu in 2007. I too completed the INS exams prior to beginning the cpcu studies. I also completed the API designation (two more exams) which also gives you an additional credit toward the cpcu designation. My recommendation would be to read through the text, purchase the study guide w...

1) There are many Insurance companies who sell insurance without an SSN, in fact an SSN is not required to sell property and casualty, it's my understanding that in California the use of of credit scoring is banned (How is credit scoring kept track of, if not under an SSN?). If you really know of i...

If the rebate excludes employees, I would have notified the applicants that they were ineligible for the rebate and left it at that.