Is Rainmaker the new Scott around here?
Come to think of it, has anyone seen Scott lately? Did he perhaps change his name to David and open a new company?
Search found 14 matches
- Tue Jun 22, 2010 10:19 am
- Forum: Opinions
- Topic: 101 Sales and Marketing Ideas for Insurance Agents
- Replies: 17
- Views: 19411
- Wed May 26, 2010 12:32 pm
- Forum: Opinions
- Topic: How do agents handle credit scoring?
- Replies: 16
- Views: 15523
Re: How do agents handle credit scoring?
NY does not allow any personal auto carrier to re-profile the credit on renewal - except for an 'upgrade' to a better tier/program. This was the 'deal' legislators cut with the insurance industry when NY allowed credit profiling for Personal Auto insurance in NY. All of the other underwriting consi...
- Mon Apr 26, 2010 2:03 pm
- Forum: Hard-to-Place Accounts
- Topic: CA Agent Needed
- Replies: 12
- Views: 16427
Re: CA Agent Needed
Are you aware that GEICO is starting to appoint local agents? Yep, that's right.
Do you think you'll need to change your talking points because of that? You should at least be aware of it in case a prospect brings it up.
http://www.geico.com/local/
Do you think you'll need to change your talking points because of that? You should at least be aware of it in case a prospect brings it up.
http://www.geico.com/local/
- Thu Feb 25, 2010 12:53 pm
- Forum: Opinions
- Topic: Farmers Insurance
- Replies: 167
- Views: 391019
Re: Farmers Insurance
I'm curious. If I quit Farmers, as an independent, can I get an appointment with 21st Century? Depends which rate filing you want to sell. There are independent agents appointed with a lot of the 21st Century family of companies. Don't know how easy it is to get an appointment since the switch to F...
- Wed Feb 24, 2010 1:25 pm
- Forum: Opinions
- Topic: Final Expense Insurance
- Replies: 4
- Views: 5152
Re: Final Expense Insurance
Not super-lucrative, but can be a nice bonus. Here are some things you'll probably end up discussing with people if you want them to do anything other than just sign some sort of a credit card add-on contract: Is Funeral Insurance For You . Here's another one discussing the benefits from the agent s...
- Fri Feb 05, 2010 1:29 pm
- Forum: Opinions
- Topic: Value-Added Services
- Replies: 5
- Views: 5492
Re: Value-Added Services
Are these names you're looking for supposed to be used externally as well as internally?
- Wed Dec 30, 2009 2:04 pm
- Forum: Opinions
- Topic: Castle Inspections / High value inspections in general
- Replies: 10
- Views: 15732
Re: Castle Inspections / High value inspections in general
Just so we're all on the same page here, builders who work on fixing properties instead of building new construction for home builders will charge more to people they know are rich. If you own a $1-2MM house, you'll pay more for the exact same work than someone with a less expensive house. So, repla...
- Thu Aug 27, 2009 1:14 pm
- Forum: Opinions
- Topic: Best Sub-Standard Carriers
- Replies: 5
- Views: 6519
Re: Best Sub-Standard Carriers
Would a solution possibly be to "individually" quote each driver on a separate policy, or is that not recommended/ethical? Well, besides not being recommended or ethical... it's also a bad idea. First, the insured usually has to certify that they're listing all household drivers with regu...
- Wed Jul 01, 2009 2:16 pm
- Forum: Opinions
- Topic: Pricing an agency to buy
- Replies: 9
- Views: 28555
Re: Pricing an agency to buy
jctwindad, you have a small error in your definition of EBITDA: it's earnings before interest , taxes, depreciation and amortization, not "income taxes..." Also, when you refer to 4-7 times EBITDA, do you mean GAAP (current fiscal year) EBITDA or lifetime EBITDA? Where does the 4-7 X guide...
- Wed Jul 01, 2009 2:00 pm
- Forum: Opinions
- Topic: How do I improve my credit score?
- Replies: 4
- Views: 4605
Re: How do I improve my credit score?
Credit repair companies are almost universally scams, some criminally so. A not-for-profit credit counseling agency can help you, but as previous posters have mentioned, no company or organization has any secrets to getting better credit. You can find anything they'll tell you all by yourself with a...
- Mon Jun 22, 2009 10:13 am
- Forum: Opinions
- Topic: Prime America
- Replies: 21
- Views: 59440
Re: Prime America
Pretty good explanation of why term is better here: http://www.insurance.com/article.aspx/T ... /artid/218.
- Fri Nov 21, 2008 2:27 pm
- Forum: Opinions
- Topic: Personal Time Off (PTO) vs Vacation & Sick Time
- Replies: 14
- Views: 16254
Re: Personal Time Off (PTO) vs Vacation & Sick Time
I'm going to go out on a limb and say that our company probably has one of the best PTO policies around. I don't expect other companies to be this liberal, but I can tell you that people around here work really hard because of it. From hire date to first anniversary, we accumulate 5.23 hours per pay...
- Thu Oct 16, 2008 12:46 pm
- Forum: Opinions
- Topic: Calling non-pay clients... a good idea or an E&O exposure?
- Replies: 34
- Views: 25143
Re: Calling non-pay clients... a good idea or an E&O exposure?
I have to bet that no one has ever successfully sued for this specific reason. They may have recovered damages for something similar, but I bet it would be a case where the agency really did create a "reasonable expectation" that this was part of their service. I would imagine that if you ...
- Thu Sep 11, 2008 11:22 am
- Forum: Opinions
- Topic: Getting in the door.
- Replies: 16
- Views: 12578
Re: Getting in the door.
I'm not an insurance or business expert by any means, but before settling on a market segment to bullseye, would it make sense to do a small market survey first? If you can find a market that is under-served, or where people are not happy and are looking to make a change, and it is in your area of e...