Pita3333, I agree, first make sure I read all the posts completely through. next articulate what I am thinking into words better!! I was trying to say once you have the quote from the association, strip out what the association does not include in the current policy and have the current company quot...

I dont do framing I only do the drywall and studs that hold it up!

these are all great comments I would also suggest that if you have the client get a quote from the association take that quote back to the current insurer and ask for pricing considerations loyalty helps and I often get at least 5% if not more.

[quote="d's insurance store"]I know that insurance companies are all looking for brand new HVAC, electrical, roofs and plumbing in any risk, but in reality, conduit or romex wiring doesn't really wear out and copper plumbing that has good solder joints doesn't leak, so I don't know what th...

joatman, first ask yourself if this is what you really want to do. If the answer is yes then put your Business plan in motion. I write E&O insurance for brand new agencies less than a month old quite often look at around 2,000 a year through Lloyds. look for a good finance company to work out a ...

If your not sure you can usually go to the county assesors office often there is a section in the property portion that will indicate inprovements and/or permits. you can also check with the building division for permits pulled or work completed. a phone call is cheaper than running around hoping yo...