Have you tried American E & S? They are in San Francisco, (415) 398-7475. Ask for Dave Pinto and he will get you to an underwriter. They have a good list of carriers, too. Good Luck!

You may ask the current HO4 carrier if they will write a DP3 policy on the condo. One of our appointed carriers does this for us on a regular basis. They can cover the improvements and betterments, contents coverage ("landlord's furnishings") and add the OLT all on the same policy. They wi...

Hunter600, Wow..you are not alone. What is the deal with Farmers Agents and fraud? Many years ago (in the 70's) I worked for a Farmers agent who was not only doing what you described (not a dm, but an actual agent for Farmers) but he was also falsifying policy numbers and pocketing return premiums. ...

Have you tried American E & S or Burns and Wilcox? both are located in San Francisco.

Hi D, My sympathies go out to you. I understand your frustration, especially in this soft market. I would shudder to think that customer service is going by the way-side! Maybe the economy is affecting some markets and they have had to cut back, but I would agree that this is the wrong place to cut ...

Wow....let's see. This may be one for a Lloyd's Correspondent. You can try Cambridge General Agency/Valley Insurance. I believe they have an office in West Covina. Try: http://www.cambridgega.com. You can also try Whicomb Insurance Services in Redondo Beach, phone number is (310)792-4900 (they do a ...

You can try J. E. Brown & Associates in Walnut Creek (American Modern Elite Auto). Web page is http://www.jebrown.net.
Phone number is (800)955-8213. Good luck!

I agree with Mica. Why Farmer's of all carriers? I worked for a Farmer's agent when starting in this buisness. THEY OWN THE AIR YOU BREATHE. Why don't you try working for a large independent agency to get your feet wet, so to speak. You can gain enough experience and then go independent. In the P &a...

Are you in California? Try JE Brown in Walnut Creek. They do Standard & Non-Standard HO-3, High Value, Dwelling fire, Ho-4, HO-6 as well as Motor Home, Mobile Home, Boat, Watercraft and Multiple Rental Dwellings. They have an on-line rating system for you to utilize as well. We aren't a fan of M...

How large is your risk? Zurich has coverage for middle market technology and they will even write the Prof'l.
Good Luck!

Hi Curve, I'm not sure what the mind-set is like in PA, but out here in CA, most of the Val-Pak stuff is treated like trash. It may or may not work. But if you are going to cold-call, you would be best to send out a "personal" letter to neighbors in your area by using a mailing service or ...

Hi Jack, We have been using this carrier since way back when it was known as "Western Pioneer Insurance". Our agency has been in business since after WWII when this company was a niche market for auto insurance for Japanese and Japanese Americans in the 50's, although they would write for ...

Hi Mark, Hold onto that RE license while learning the ropes of the insurance industry. I would try to get into a large Brokerage Firm and get a year or two of experience in commercial and personal lines. Stay away from the captive market. You would be very limited and your business is not your own. ...

Paul, Here is another source...try: Americana Program Underwriters (ask about their Broadcaster's BusinessPro Insurance program) They are locarted in North Carolina. Web site: http://www.amprograms.com Phone: (704)943-2000 I believe they use AIG. Good Luck!

Indie, Did you try American E & S or Burns and Wilcox, both in San Francisco? Lexington may be the only way to go as they are the ones who do my COC's. Cambridge General Agency in Walnut Creek does (I think they use Lexington too,, though). You can also try Anderson & Murison, Appleby and St...