As a former captive agent, I had a DM for about 4 years that was an expert on marketing. He always preached "Market Your Agency" as the brand sold itself. He was never accepted by the veteran agents he inherited. Had they took his advice as I did, many of them would not be in the position ...

Smith Bell Thonpson out of Vermont. If not them, Appund.com out of Tenn.

Maybe before the next election, we should identify who is / were attorneys and not vote for them. Maybe Tort Reform could have a chance. Maybe, without attorney interference, we can get the English system of law in place - you sue me, you lose, you cover all cost including lost wages ect... And the ...

If your going independant, do not worry about P&C training. The main carriers hold webinars monthly. You can also get training from the Sales Reps.

If you have any kind of common sense, you will leearn the products quickly as they are easy.

Scotts a business man, seems to tell it like it is with out sugar coating it.

People that can not take the blunt end of reality do not belong in this business. The rejection rate will drive you out as quick as you got in.

Take his suggestions to the bank or the unemployment line.

How about this idea, no medical care for anyone that is not an American? How about Tort Reform? How about less government intrusion into our Free Market Economy System? How is the government doing with Social Security? How about their attempt into the mortgage world? Problem is that they are not bus...

Go to your local bank and ask them about an ARC Loan through the SBA. Its $35K loan. Payments start in month 13 so you get one year with out payments. Then, the SBA picks up the interest. Payments will end after 6 years. This works well for Non Minorities. If you are a minority, there are piles and ...

I too took the same path as just there. I would not have been able to make the jump as smooth as I did without the outside business. What has happened is that I opened up more market possibilities to generate enough volume to cover everything I left behind. What did it for me was the contracts that ...

The actions of the current management team at Zurich/Farmers/Foremost/Bristol West/21st Century is becoming the "laughing stock" of the insurance industry. It use to be a great company and it is sad to witness just how mismanaged this organization is becoming. Are you speaking of what oth...

Seems E & O Carriers has issues with Clusters. Thats got to be a factor in your decision.

Independant companies offer a variety of training on Product Knowledge. Almost weekly, one is offering a webinar with CE credits. Never in 18 years did Farmers offer any CE Credit Class. 15% Commissions with some and 20% with other carriers. Those at 15% offer New Business Over Rides of an additiona...

What state?

Farmers U has diminished the usefullness of the DM. Become more of a terminator then a trainer. Soon as my old DM gets his district down to five agents, what do you think Farmers will do to him?

Funny how this topic comes up ...

I was at a home show last week. Funeral Expense coverage was the most frequently discussed topic by people that stopped by my booth.

When a district with 40 agents shrinks to less then 18 in a 24 month time frame, something has changed. When a State Director suddenly leaves his position to take a similar poistion in a smaller state office, something is wrong. When a company gives training on how to keep your customers that are be...