If you cant make the cost back in the first month of the use of it, your not using it correctly or to the best of your ability. My figures are such that it provides a great return on investment.

i am now 0/39 since my last post. i had a very good relationship with them alos - at one point touching $500k. i have talked to local rep as well as internal marketing manager basiclly begging me not to roll my book. no one can give me a clear cut explanation. always vague. then they call me asking ...

D makes a good point. Someone wants to write you a check, find someone to take it - Commercial or Personal lines. As far as violating your captive contract, you need to be aware of what you are doing. I was a captive agent for sometime. I could always find a reason for decline if I did not want on o...

A large part of my success has come from direct mail. Post Cards on the Personal Lines Side and Letters to the commercial side. Also, Community Involvement has brought in business. When there is an event going on in town, I give away Hot Dogs. First few events, did not get much at all. But now, the ...

Is anyone out there having problems getting American Interstate (Amerisafe) to issue any policies? I am on a 0/37 slide with them. Cant seem to get a clear explanationas to why. I have over $150K in premiums with them and an unbelivable 0% loss ration. They call me a preferred agent as I comply with...

Personally, dont like BOR ed business. Prospect usually dont like to take the time to sit down and review top to bottom and receiving agent opens him self up to an E & O issue. They better have a good reason for me to take a BOR and heaven forbid they slam another agent I am aware of, a house th...

Hi Blondie. How you doin?

I kind of confused this with the one started in Jan, 09 by an Illinois Agent. Seems to be saying the same thing, just under a different forum.

I gave up on him. After listening to him blab on and on about how he gave the euligy at Cardinal Joseph Bernadines funeral service (among many other things), I pulled the video and did not see him at all. I asked him about it and he went into a song and dance. I followed that with a $19,000 consulti...

E & O is going to be an issue. Getting a newly licensed agent to run an agency is not desirable to the carriers. You will end up going to the Surplus world and the premium is going to be a rude awakening. It will not take long for your DM to figure out what is going on and then the termination f...

D, they have to start somewhere. Initial start up, time is what he will have. Getting a Comparative rater is a very good idea.
Cluster VS Direct? When I made the jump from Captive, I was told by my direct appointers that I was best off staying away from Clusters. Not sure why, just to stay.

rodgwag wrote:This is why you should never give claims advice to clients.

Isnt that part of the reason they have an agent? Otherwise, just go to GEICO.

I dont get it. If they dont want an captive agency force any more, then why dont they just offer the IA to all their captives? I would think that someone from Farmers Corporate / State Office or a DM is monitoring this. Why cause so much disruption to the very people that pound the pavement, the ver...

I dont think anyone plans to fail. If it was not a Farmers COD shop, they did their job, you made your choice. I recently had a claim against my personal Foremost policy. I picked the contractor. I'm getting screwed by the contractor. Its my problem.

It depends on what state you are in. Seems like they want to lose the captive agents in some states but not in others. Check competitivness of rates in your state. Talkto some vets in your area outside your district. Best thing going with Farmes is their commercial products. Fastest growing division...