GENERAL LIABILITY-CEMENT CONTRACTOR IN CALIFORNIA

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InsAgentSF
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Re: GENERAL LIABILITY-CEMENT CONTRACTOR IN CALIFORNIA

Post by InsAgentSF »

trotter wrote:NEED GL FOR CEMENT/SEWER CONTRACTOR IN SOUTHERN CALIFORNIA.
TROTTER
Lincoln General, Admiral. Call US.Risk
volstrike3
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cement contractor

Post by volstrike3 »

You will not find anything better than $29k if they are doing tract work. You can try financial pacific and Everest Indemnity through Colemont but I do not think they will be any less than what you already have.
LadyBroker
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Post by LadyBroker »

Admiral doesn't do ANY new residential work, and Lincoln General has a terrible form. Hope you wrote him with Gemini.
"It's a typical day, on the road to Utopia.."
doyourhomework
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PCIC

Post by doyourhomework »

You might be able to do the Preferred Contractors Ins Co RRG which is not yet rated but which has its reinsurance with Lloyds which is A+ rated.
That causes many developers to accept PCIC rather than ProBuilders. Price would be a fraction of Gemini and not include a Sunset Clause.
Rob
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Post by Rob »

LadyBroker wrote:Admiral doesn't do ANY new residential work, and Lincoln General has a terrible form. Hope you wrote him with Gemini.
Actually Lincoln General now offers a standard occurrence form in addition to their terrible manifestation form, however there is a tract exclusion (5 or more homes in a project) Also not sure what this "cement" contractor is doing but if it is concrete foundation work it wouldn't fit anyway.

You can also submit to Navigator's on a brokerage basis (for those accounts that go over the $7500 threshold) and they would likely quote this and may possibly beat Gemini, however check their tract exclusion carefully. I believe they define a tract as 10 homes or more and your post wasn't clear...you said "8 tract new residential". Does that mean 8 homes in one tract or 8 different tracts? If its the latter, Gemini's premium is looking good. Also Navigators will sometimes quote with a 4 year sunset clause so check quote carefully.
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