Dental Plan or Dental Insurance

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chizcurlz
Insurance Journal Addict
Posts: 51
Joined: Thu Aug 04, 2011 4:17 am

Re: Dental Plan or Dental Insurance

Post by chizcurlz »

gandk452 wrote:Dental insurance is NOT insurance. This is a fallacy that many patients do not understand. The benefit from a dental insurance is a fixed amount, and does not pay all of your dental bills
For more information go to http://www.StetsonHillsDental.com
I strongly agree. And this is the reason why dental plan is much more helpful than dental insurance.
BeatrixLewis
Insurance Journal Enthusiast
Posts: 8
Joined: Fri Aug 24, 2012 2:18 am

Re: Dental Plan or Dental Insurance

Post by BeatrixLewis »

Dental plan is actually an alternative to dental insurance because it's more cost-effective. With the former you can visit the dentist at a reduced rate and with reduced cost but with the condition that you need to pay for the services at the same time you visited the dentist. While the latter doesn't provide coverage for pre-existing conditions, there's a long waiting period and the services offered are limited. In short, dental plan allows you to pay for dental services at a discounted price and same day you were rendered the services.
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