Inside This Issue
		NATIONAL COVERAGE
	
Closer Look: Offering Umbrella Coverage Helps Guard Against E&O Claims
	
Personal Umbrellas: Don't Let Clients Count on Luck
	
Special Report: Construction Delays and Financing Risks
	
Special Report: How Contractors Can Plan Ahead for Crisis
	
Special Report: Environmental Coverage for Contractors
	
Spotlight: Brokers See No Change in Sight for Apartment Market
	
Commercial Prices Still Flat But Workers' Comp Moving Up
SOUTH CENTRAL COVERAGE
	
Will Hurricane Season Bring Rate Relief?
	
South Texas Insurance Broker Sentenced
	
Credit Based Pricing Upheld in Texas
	
Appeals Court Reverses Lower Court in 'Ambulance Chasing' Ruling
	
Flags Flown at Half-Staff in Louisiana for Slain Insurance Investigators
IDEA EXCHANGE
	
Legal Beat: 'Loser Pay' Comes to Texas
	
Growing Your Property Casualty Agency : Shulman
	
International Insider: Ellis
	
Closing Quote: Seamus Gillen
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves
	
MyNewMarkets