Inside This Issue
		NATIONAL COVERAGE
	
Web Exchange
	
Top 50 Personal Lines Agency Leaders
	
Special Report: Contractors, Agents Fight to Stay Afloat
	
Special Report: Inconsistency Is the Norm in Construction Liability
	
Special Report: Turning Construction Red Flags into Opportunities
	
Closer Look: Pearsall on Claims and Agency E&O
	
Closer Look: Claims and the Independent Agent
	
NCCI Study Examines Medical Costs in Workers' Comp
	
P/C Market to See Moderate Changes in 2012
	
Insurance Execs Turn Pessimistic Over Business Outlook: Survey
MIDWEST COVERAGE
	Kansas Earthquake Risk Rated Low
	Tornadoes, Flooding Are Top Hazards
 
	
Small Business Owners Trust Their Agents, Survey Reports
	
Wisconsin Trespasser Liability Bill
	
Nationwide, Harleysville CEOs: Merger All About Growth
IDEA EXCHANGE
	
Underwriters May Soon Be Using Social Network Data
	
Growing Your Property Casualty Agency: Shulman
	
Closing Quote: LexisNexis' Lu and Beal
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
People
	
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