Inside This Issue
		NATIONAL COVERAGE
	
Web Exchange
	
Top 50 Personal Lines Agency Leaders
	
Special Report: Contractors, Agents Fight to Stay Afloat
	
Special Report: Inconsistency Is the Norm in Construction Liability
	
Special Report: Turning Construction Red Flags into Opportunities
	
Closer Look: Pearsall on Claims and Agency E&O
	
Closer Look: Claims and the Independent Agent
	
NCCI Study Examines Medical Costs in Workers' Comp
	
P/C Market to See Moderate Changes in 2012
	
Insurance Execs Turn Pessimistic Over Business Outlook: Survey
SOUTH CENTRAL COVERAGE
	Texas Surplus Lines Late-file Bill a Victory
	But Issues Remain
 
	
Agents: Earthquake Insurance Sales Up in Arkansas
	
Louisiana Citizens Hikes Rates
	Few Earthquake Insurance Policies Sold in Oklahoma
	Moratoriums on New Coverage in Effect
 
IDEA EXCHANGE
	Legal Beat: Insurers Win First Round of Climate Change Coverage Litigation
	How Significant Is the Victory?
 
	
Underwriters May Soon Be Using Social Network Data
	
Growing Your Property Casualty Agency: Shulman
	
Closing Quote: LexisNexis' Lu and Beal
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves
	
MyNewMarkets