Inside This Issue
		NATIONAL COVERAGE
	Special Report: Contractors and Subcontractors
	Apartment Builders See Uptick in Market
 
	
Special Report: The Construction Market Evolution
	
Despite Losses, Insurers Not Hiking Prices Broadly
	
Spotlight: Employment Practices Liability
	
Insurance Journal's Academy of Insurance: Q1
	
Academy of Insurance Spotlight: Bill Whitley
	
A Disciplined Approach to Underwriting: Behymer
	
2012 Insurance Industry Meetings & Conventions Directory
MIDWEST COVERAGE
	
Drunk Driving Crashes Are Down in Michigan
	
Kansas Rebuffs Proposed Workers' Comp Rate Increase
	
Indiana Drug Tests
	
Workers' Comp Reform Signed by Michigan Governor
	
Allstate Revises Agent Compensation Plan
	
Farm Bureau to Manage Insolvent Missouri Insurers
IDEA EXCHANGE
	
Minding Your Business: Oak & Schoeffler
	
The Competitive Advantage: Burand
	
Closing Quote: Chamness
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves
	
MyNewMarkets