Inside This Issue
		NATIONAL COVERAGE
	
Spotlight: Employment Practices Liability
	
Insurance Distribution Chain Transforms to Justify Value, Purpose
	
Report: Liberty Mutual Failed in Bid to Buy Harleysville
	
5 Strategies for P/C Insurers for 2012
	
2012 Excess, Surplus & Specialty Markets Directory, Vol. I
EAST COVERAGE
	
N.Y. Worker Injured on Break Entitled to WC Benefits
	
Vermont Added 41 New Captives in 2011
	
N.J. Court Rules for Allstate in Agency Lawsuits
	
Allstate Revises Agent Compensation Plan
	
Auto Insurance Claim Costs Rising Again
	
P/C Execs Expect Improved Profitability
	
Agents/Brokers Added Jobs, Latest Data Show
	
Agents Outline Real-Time Tech Priorities
	
Insurance Buyers Face a Tough Choice
	
Virginia Gets Top Score in Building Code Report
	
A Tale of Two P/C Segments From A.M. Best
IDEA EXCHANGE
	
Growing Your Property Casualty Agency: Shulman
	
International Insider: Ellis
	
Top 25 Performing P/C Insurers: Powell
	
Closing Quote: McElhiney
DEPARTMENTS
	
Opening Note
	
Figures
	
Declarations
	
People
	
Business Moves
	
MyNewMarkets
	
Web Exchange