Inside This Issue
		NATIONAL COVERAGE
	
Spotlight: Employment Practices Liability
	
Insurance Distribution Chain Transforms to Justify Value, Purpose
	
Report: Liberty Mutual Failed in Bid to Buy Harleysville
	
5 Strategies for P/C Insurers for 2012
	
2012 Excess, Surplus & Specialty Markets Directory, Vol. I
SOUTHEAST COVERAGE
	
How Workers' Comp Is Handling Aging Workforce
	
Florida Workers' Comp Rate Hike Irks Businesses
	
Outpatient Costs Higher in States Without Fee Schedules
	
Vet Gambled, Won in Starting Own North Carolina Agency
	
Agents to Build Insurance Careers for Disabled Vets
	
M&A Uptick in 2012
IDEA EXCHANGE
	
P-U-T-T-E-R Spells Out What's Important in E&S
	
Why Elevator Speeches Defeat Sales
	
Growing Your Property Casualty Agency: Shulman
	
International Insider: Ellis
	
Top 25 Performing P/C Insurers: Powell
	
Closing Quote: McElhiney
DEPARTMENTS
	
Opening Note
	
It Figures
	
Declarations
	
Business Moves
	
People
	
MyNewMarkets
	
Web Exchange