Inside This Issue
		NATIONAL COVERAGE
	
Special Report: When Main Street Meets the Cloud
	
Special Report: 5 Startup Businesses Agents Should Watch
	
Closer Look: Nonprofit Job Growth in a Decade of Turmoil
	
Closer Look: Evaluating Public Entity Insurance Programs
	
Closer Look: Public Entity Self-Insured Retention Programs
	
Spotlight: Intellectual Property Risk Management
	
E&O Insights: Moving From a Claims-Made to an Occurrence Form
	
Employment Bias Complaints Against Private Sector at All-Time High
	
Conning: P/C Premiums to Grow 3%-4% in 2012
	
Tough U.S. Commercial Market Conditions in 2012, Marsh Says
EAST COVERAGE
	
Mass. AG Opposes Proposed Homeowners Premium Hike
	
Travelers' Commercial Renewal Rates Rising
	
N.J. Amends PIP Reform Proposals, Reflecting Public Comments
	
Regulators Retain Firm to Assess Nationwide/Harleysville Merger
	
Fed Sells $7B of Mortgage Securities From AIG Bailout
	
NAIC: Six Northeastern States Saw Average Auto Premium Rates Fall
	
Court Upholds Travelers vs. Reinsurers in Big Asbetos Award
IDEA EXCHANGE
	
How to Maximize Producer Talent
	
Closing Quote: Hartwig
DEPARTMENTS
	
Opening Note
	
It Figures
	
Declarations
	
People
	
Business Moves
	
MyNewMarkets