Inside This Issue
		NATIONAL COVERAGE
	
Special Report: When Main Street Meets the Cloud
	
Special Report: 5 Startup Businesses Agents Should Watch
	
Closer Look: Nonprofit Job Growth in a Decade of Turmoil
	
Closer Look: Evaluating Public Entity Insurance Programs
	
Closer Look: Public Entity Self-Insured Retention Programs
	
Spotlight: Intellectual Property Risk Management
	
E&O Insights: Moving From a Claims-Made to an Occurrence Form
	
Employment Bias Complaints Against Private Sector at All-Time High
	
Conning: P/C Premiums to Grow 3%-4% in 2012
	
Tough U.S. Commercial Market Conditions in 2012, Marsh Says
SOUTH CENTRAL COVERAGE
	
BP Fails to Shift $15 Billion Gulf Oil Spill Costs to Transocean
	
Texas Medical Loss Ratio Waiver Request Rejected
$92.7M Louisiana Citizens Judgment Stands
	
Ground Shifting for Medical Liability Insurers: Moody's
IDEA EXCHANGE
	
How to Maximize Producer Talent
	
Closing Quote: Hartwig
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves
	
MyNewMarkets