Inside This Issue
		NATIONAL COVERAGE
	Special Report: Auto and Home
	Sharing Economy Calls for Insurance Innovation
 
	
Closer Look: The Risks of Cloud Computing
	
Closer Look: What to Know About Cyber Liability Exposures
	
P/C Insurers Face Obstacles on Road to Hard Market
	
Spotlight: 5 Things to Know About Classic Car Insurance
	
Spotlight: Group Personal Excess Liability Gives Added Protection
	
2012 Hospitality Risks Directory
EAST COVERAGE
	
'100-Year Storms' May Happen Every 3 to 20 Years
	
N.Y. Launches Audit of Health Insurance Rates
	
Penn State Countersues PMA for Sandusky Coverage
	
Mass. Cardinal Pushes for Contraception Solution
	
AIG, Marsh & McLennan Q4 Earnings Improve
	
Paulson Steps Up Pressure, Urges Hartford to Spin Off P/C Biz
	
Conn. Seeks to Recapture Role as Insurance Capital
	
Survey: 51% of Insurers Expect to Increase Staff in 2012
	
AIG: Return to Sustainable Profitability?
IDEA EXCHANGE
	
Minding Your Business: Oak and Schoeffler
	
Social Media and Employee Recruiting
	
Closing Quote: Ladner
DEPARTMENTS
	
Opening Note
	
It Figures
	
Declarations
	
People
	
Business Moves
	
MyNewMarkets