Inside This Issue
		NATIONAL COVERAGE
	Special Report: Auto and Home
	Sharing Economy Calls for Insurance Innovation
 
	
Closer Look: The Risks of Cloud Computing
	
Closer Look: What to Know About Cyber Liability Exposures
	
P/C Insurers Face Obstacles on Road to Hard Market
	
Spotlight: 5 Things to Know About Classic Car Insurance
	
Spotlight: Group Personal Excess Liability Gives Added Protection
	
2012 Hospitality Risks Directory
SOUTH CENTRAL COVERAGE
	
2011 an Exceptional Year for Tornadoes
	Judge: BP, Anadarko, Transocean
	May Be Liable for Oil Pollution Claims
 
	
Value of Texas 'Loser Pay' Statute Questioned
	
Oklahoma House Approves Firefighter Pension Reforms
	
Texas Regulators Looking at Ways to Restructure TWIA
IDEA EXCHANGE
	
Texas Company Develops Up-to-Date Property Data for Insurers
	
You Can't Put a Price on Benefits of Involvement
	
Minding Your Business: Oak and Schoeffler
	
Social Media and Employee Recruiting
	
Closing Quote: Ladner
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves
	
MyNewMarkets