Inside This Issue
		NATIONAL COVERAGE
	
Industry Tries to Keep Up with Cyber Liability Exposures
	
Driving History as Predictor of Individual's Lifespan
	
Special Report: Flood Insurance: What to Know About the New & Improved Flood Program
	
10 Key Changes to Flood Insurance Program
	
First Quarter, Top 25: Demotech Premium Up 4% for P/C Companies
	
Employers Turn to Health Care Law's Requirements
	
Excess, Surplus & Specialty Markets Directory, Vol. II
SOUTHEAST COVERAGE
	
Florida Court Nixes Adjuster 48-Hour Rule
	
North Carolina OKs Ban on Sea Policy Change
	
Kentucky Licenses Portable Electronic Device Insurance
	
Florida Streamlines Licensing for Agents, Adjusters
	
South Carolina Sheriff's Shooting Trauma Not Covered
	
Florida Leads As States' Property Plans of Last Resort Grow
	
Competing in the New World of Benefits Brokerage
IDEA EXCHANGE
	
There's More Than Silence When Musicians Fail to Play
	Competitive Advantage: Chris Burand
	How Not Using Checklists Benefits an Agency
 
	Growing Your Property/Casualty Agency: Alan Shulman
	8 Ways to Kick-Start Productivity When Sales are Slow
 
	E&O Insights: Curtis Pearsall
	Keep Eyes Wide Open When Handling Excess & Surplus
 
	Closing Quote: Chris Boggs
	What Insurance Pros Can Learn from Pilots
 
DEPARTMENTS
	
Business Moves
	
Closing Quote
	
Declarations
	
Figures
	
MyNewMarkets
	
Opening Note
	
People