Inside This Issue
		NATIONAL COVERAGE
	
Spotlight: Theft & Vandalism Claims in Vacant Property Market
	
Pricing Improved But Workers' Compensation Still Challenged: A .M. Best
	
Firms Report Increase in False Histories of Commercial Drivers: LexisNexis
	
Program Business Premiums Jump 9% in 2011: Study
	
Special Report: Be Wise, Specialize!
	
2012 Program Directory, Vol. II
EAST COVERAGE
	
RMS: Sandy Insured Loss Up to $25B
	
Willis: Rising Loss Estimates Not a Surprise
	
Investor Paulson Lowers Hartford Holdings
	
Reinsurers' Capital Can Absorb Sandy Losses Below $50B: S&P
	
More Businesses Seek Government Flood Insurance After Sandy
IDEA EXCHANGE
	
Minding Your Business: Oak
	
The Price Is Right: Insurance Pricing Revealed
	
Closing Quote: State Auto's Peet
DEPARTMENTS
	
Opening Note
	
It Figures
	
Declarations
	
People
	
Business Moves
	
MyNewMarkets