Inside This Issue
		NATIONAL COVERAGE
	
Top 10 Insurance TV Brands, Ads
	
What Happens If Terrorism Insurance Expires?
	
Top 25 Insurers: Third Quarter Premium Written Up 4%
	
Most Commercial Buyers Accept Coverage Changes, Price Hikes: Survey
	
Special Report: How Agents Survived a Falling Housing Market
	
Closer Look: Selling EPLI to Small Businesses
	
2013 Insurance Industry Meetings & Conventions Directory
	
Academy of Insurance: Do You Believe in Evolution?
	
Academy of Insurance: 1Q Schedule
	
Insurance Word Find
SOUTHEAST COVERAGE
	
Florida Restricts Eligibility for Citizens' HO-8 Policies
	
Florida Drivers Can Challenge Presumption of Fault in Crashes
	
2012's Weather Brought Its Share of Billion-Dollar Events
	
North Carolina Auto System Gets Mixed Reviews
IDEA EXCHANGE
	
How to Stop Business Crises Before Havoc Ensues: Graham
	
Minding Your Business: Oak
	
The Competitive Advantage: Burand
	
Closing Quote: Obesity and Workers' Comp
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves
	
MyNewMarkets
	
Closing Quote