Inside This Issue
		NATIONAL COVERAGE
	
Lucky or Smart? Experts Weigh-In On P/C Industry's Sandy Impact
	
Policyholder Education: Who's Responsible?
	
Special Report: Where to Find Cyber Coverage
	
Closer Look: Surplus Lines Regulatory Picture for 2013
	
E&O Insights: Key Differences to Know in the E&S Market
	
2013 National Directory of Excess, Surplus & Specialty Markets, Vol. I
SOUTH CENTRAL COVERAGE
	
Texas Bill Would Grant Liability Protection for Emergency Volunteers
	
Oklahoma Senator Criticizes Spending at Insurance Department
	
Arkansas Lawmaker Files Tort Reform Measure
	
TDI: Pre-Dispute Binding Arbitration Clauses Unfair to Policyholders
	
Number of Insurers Based in Texas 'Average' Compared to Size of Market
	
Confie Eyes More Expansion, Push Into Standard Lines
	
Superstorm Sandy-Related Loss Estimates Pile Up
	
Liberty Mutual to Phase Out 8 Regional Insurance Brands
	
Home Value Insurance Co. Dissolved
	
Home Fire Deaths High this Winter Season
IDEA EXCHANGE
	
Appraisals, Breach of Contract and Bad Faith: Is There a Connection?
	
Growing Your Property Casualty Agency: Shulman
	
The Competitive Advantage: Burand
	
How Brightway Insurance Changed Agency Management Systems
	
Closing Quote: Wholesalers Must Aim for High Hit Ratios
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves
	
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