Inside This Issue
		NATIONAL COVERAGE
	
Reworked Workers' Comp Formula Lowers Premiums
	
19 States Approve ISO's Telematics-Based Auto Rating Tool
	
Merger & Acquisition Activity Off to a Quiet Start
	
W.R. Berkley Corp. Divests, Connecticut Bank Acquires InsurBanc
	
Commercial Rates Continued Up in March, Even for Large Accounts: MarketScout
	
What to Expect in Commercial Insurance Prices for Remainder of 2013: Willis
	
Spotlight: The New Insurance Realities of the Live Event Industry
	
Mayhem Rules Insurance Journal's Mascot March Madness
	
Special Report: 50 Apps for Independent Agents
	
Closer Look: 10-Point Checklist for D&O Renewals
	
10 Things to Know About Trucking
	
E&O Insights: Pearsall on Directors & Officers Liability
MIDWEST COVERAGE
	
Losses from Ohio Summer Storms Higher than Initial Estimate
	
Fewer Workers in Midwest Insured Through Employers
	
Top 10 Driving Distractions Involved in Fatal Car Crashes
IDEA EXCHANGE
	
Growing Your Property Casualty Agency: Shulman
	
Minding Your Business: Oak & Schoeffler
	
Closing Quote: Guns & Insurance
DEPARTMENTS
	
Opening Note
	
Declarations
	
People