Inside This Issue
		NATIONAL COVERAGE
	
Advisen: Historians May See 2013 as 'Cyber Tipping-Point'
	
P/C Insurers' CFOs Point to Hardening Markets: Towers Watson
	
Aon Benfield: U.S. Homeowners Market Offers Growth Opportunities
	
E&O Insights: What Could Go Wrong When Insuring Habitational?
	
10 Things to Know About Habitational and Dwelling Risks
	
How Health Law Could Affect Medical Professional Liability
	
Special Report: Professional Liability E&O Dangers for Agents, Plus Exclusive Agency E&O Survey Results
	
50 Vulnerable E&O Areas in Agencies Today
	
M&A Review: 3Q Activity Picks Up Pace
SOUTHEAST COVERAGE
	
Florida PIP Reforms Restored But Challenges Expected
	
Comp Fraud Probe Leads to West Virginia Bank
	
North Carolina Captive Law in Effect
	
State Farm Building Operations Center in Georgia
IDEA EXCHANGE
	
Increasing Retentions: The Hidden Premium Increase
	
The Fight Against Employee Theft
	
Franchise Opportunities
	
Minding Your Business: Oak & Schoeffler
	
Closing Quote: Technology, Government & Modernization
DEPARTMENTS
	
Declarations
	
Figures
	
People
	
Business Moves
	
MyNewMarkets