Inside This Issue
		NATIONAL COVERAGE
	
Report Shows Nearly 5 Million Homes Endangered by Wildfires
	
Tower Group to Cut 140 Jobs After Q2 Loss Due to Reserve Charges
	
Workers' Compensation Results Improved in 2012
	
Lexington's President on State of the Surplus Lines Market
	
Special Report: Program Market Grows 10% in 2012
	
E&O Insights: Pearsall on Employee Benefits
	
When Coverage Isn't Enough: Managing Risk a Challenge for Insureds
	
2013 Program Directory, Vol. II
EAST COVERAGE
	
N.Y. Comp Board Presses On to Resolve Group Trust Liabilities
	
Workers' Comp Costs Per Claim Moderating in Pennsylvania
	
FEMA: No Extension for Filing Sandy Flood Insurance Suits
	
New Jersey Criticized for Holding Onto Storm Housing Aid
	
N.H. Risk Pool Manager Challenges $52M Refund Order
IDEA EXCHANGE
	
Essentials: The Mutual Mistake Doctrine and the Purchase of Insurance
	
Become a 'Brand Behemoth' in Your Market by Seizing the Digital Moment
	
Minding Your Business: Catherine Oak
	
Closing Quote: Independent Agents, Regional Carriers, Innovation and Excellence
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves
	
MyNewMarkets