Inside This Issue
		NATIONAL COVERAGE
	
Affordable Care Act Could Have 'Modest' Effect on Other Insurance Costs
	
Insurance Agents Learn How to Market to People Unlike Themselves
	
Tech Talk: Measuring Agency Performance Can't Be Done with Technology Alone
	
10 Things to Know About Recreation & Leisure
	
Special Report: 10 Challenges Ahead for the Workers' Compensation Industry
	
Closer Look: The Risks of Dining Out and How Insurance Can Help
	
E&O Insights: Don't Let Insuring Restaurants & Taverns Give You Heartburn
	
2014 Workers' Compensation Directory
MIDWEST COVERAGE
	
Union Pacific Must Reinstate Injured Nebraska Worker, Pay Damages
	
Ohio Woman Must Repay $32K in Workers' Comp Benefits
	
Ohio Workers' Comp Agency Proposes 6.3% Rate Cut
	
550 Cited in Minnesota for Texting While Driving
	
Changes in Indiana Workers' Comp System Aimed at Slowing Rise in Medical Costs per Claim
	
North Dakota Workers' Comp Agency Sues Aon eSolutions
	
Top 25 Workers' Compensation Carriers by Market Share - Illinois, Missouri
	
Iowa Commissioner Gerhart: Something for Everybody at the Global Insurance Symposium
IDEA EXCHANGE
	
Numbers Don't Lie: Contingency and Overrides
	
The Competitive Advantage: Chris Burand
	
Closing Quote: Insurance in the Sharable Economy
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
Business Moves
	
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