Inside This Issue
		NATIONAL COVERAGE
	
Affordable Care Act Could Have 'Modest' Effect on Other Insurance Costs
	
Insurance Agents Learn How to Market to People Unlike Themselves
	
Tech Talk: Measuring Agency Performance Can't Be Done With Technology Alone
	
10 Things to Know About Recreation & Leisure
	
Special Report: 10 Challenges Ahead for the Workers' Compensation Industry
	
Closer Look: The Risks of Dining Out and How Insurance Can Help
	
E&O Insights: Don't Let Insuring Restaurants & Taverns Give You Heartburn
	
2014 Workers' Compensation Directory
EAST COVERAGE
	
Vermont's Updated Law Offers 'Welcome Option' for Inactive Captives
	
R.I. Begins Allowing Digital Proof of Auto Insurance
	
NCCI Reports on Workers' Comp Legislative Outlook
	
Ex-CEO Admits Stealing From Charity With Insurance Scam
	
Report: Small Businesses Still Feel Effects of Superstorm Sandy
IDEA EXCHANGE
	
Numbers Don't Lie: Contingency and Overrides
	
The Competitive Advantage: Chris Burand
	
Closing Quote: Insurance in the Sharable Economy
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves
	
MyNewMarkets