Inside This Issue
		NATIONAL COVERAGE
	
World's Top 15 Commercial Lines Brokers Write 43% of Business
	
Small Business Insurance Market Primed for Consolidation
	
Special Report: State Specialist P/C Insurers Revealed
	
Special Report: Program Market a Target for Expansion, Good & Bad
	
Spotlight: 10 Things to Know About Winter Risks
	
E&O Insights: Where Is Your Agency in the 'E&O Marathon?'
SOUTH CENTRAL COVERAGE
	
Underserved Markets Ripe for Insurance Innovation, Swiss Re Americas CEO Says
	
Texas Windstorm Insurer Launches Depopulation Portal
	
Texas Agent Group Acquires LevelFirst, Forms IIAT Services MGA
	
State Farm Raising Auto Insurance Rates in Louisiana
IDEA EXCHANGE
	
Becoming the Most Effective Salesperson
	
Agency Groups Give Independent Insurance Agents 'Big Agency' Edge
	
The Competitive Advantage: Chris Burand
	
The Need for a Business Succession Plan
	
2014 Program Directory, Vol. II
	
Closing Quote: A New Year, A New Congress
DEPARTMENTS
	
People
	
Declarations
	
Figures
	
Business Moves
	
MyNewMarkets