Inside This Issue
		NATIONAL COVERAGE
	
Impact of Driving Record on Auto Insurance Cost Varies Widely by State
	
2015 Outlook for P/C: Profitable Despite Lower Rates, Says Wells Fargo
	
2014 Workers' Compensation Rates Ranked by State
	
Google to Face Same Obstacles Selling Insurance Online, Says Overstock's Byrne
	
Closer Look: D&O and Business Partnerships
	
Closer Look: Capacity Plentiful, Pricing Remains Soft in D&O Marketplace
	
Spotlight: 10 Things to Know About Homeowners
	
Special Report: The Road Ahead for Nonstandard Auto
	
2015 Hospitality Risks Directory
SOUTHEAST COVERAGE
	
Florida Court on Proof in Hit-and-Run Cases
	
Florida Hit-and-Run Crashes Up 23%
	
FEMA Progress on Flood Insurance
IDEA EXCHANGE
	
Best of the Best: Employee Productivity
	
Tech Talk: The Best Apps and Why for Independent Agents
	
The Competitive Advantage: Chris Burand
	
4 Reasons Direct Mail Should Be Part of Your Plan to Acquire New Customers
	
Closing Quote: Tapping Into the Talent Pipeline
DEPARTMENTS
	
People
	
Declarations
	
Figures
	
Business Moves
	
MyNewMarkets