Inside This Issue
		NATIONAL COVERAGE
	
Independent Agency Profitability, Organic Growth Dipped in Q3
	
Top 10 Market Conduct Actions Against P/C Insurers
	
Commercial Insurance Rates, Except Auto & Flood, Still Falling
	
Insurance Journal's Jergler Wins Folio Award; Carrier Management Recognized
	
Spotlight: E&O Exposures in Personal Lines
	
Special Report: Top 50 Personal Lines Leaders
	
Top 25 Workers' Compensation Insurers: A.M. Best
	
Special Report: The Rebound Continues - Contractors & Builders to Grow Again in 2016
	
Special Report: 4 Common Business Issues When Evaluating Wrap-Up Programs
	
P/C Direct Premium Written Up Nearly 4.7 Percent
	
William R. Berkley's Last Call as CEO
	
Spotlight: 10 Things to Know About Long Term Care & Assisted Living
	
How to Know What Insurance Customers Want
WEST COVERAGE
	
Survey: Insurers Spent $1.52B with Diverse California Suppliers Last Year
	
Uber Driver Sues Taco Bell Brand Manager Videoed in California Slapping Assault
	
Jury Awards Former LA Times Columnist $7.1M in Discrimination Suit
	
WCIRB: Los Angeles Workers' Comp Claims Outlier in California
	
Wildfires, and Now El Niéo May Boost Californian's Appetites for Surplus Lines
IDEA EXCHANGE
	
Why Start a New Year Out Strong but Not End It That Way?
	
Growing Your Property Casualty Agency: Alan Shulman
	
How New Chip Cards Raise the Risk for Merchants
	
Closing Quote: Competition Consumers Deserve
DEPARTMENTS
	
People
 
	
Declarations
 
	
Figures
 
	
Business Moves
 
	
MyNewMarkets