Inside This Issue
		NATIONAL COVERAGE
	
Cyber, Property Risks Not Easily Separated: Security Expert
	
Toy Drones Are Serious Risk to Aircraft: Aerospace Firm
	
Study Says Telematics Use Changing Drivers' Behavior
	
Spotlight: 10 Things to Know About Aviation
	
Top Cyber Threats for 2016 and Next Five Years
	
Emerging Markets Serve as Growth Engines for Industry: Swiss Re
	
Special Report: Program Business Doubles in Five Years
	
Special Report: How the Program Business Market Addresses Emerging Risks
	
Special Report: 2015 State Specialist P/C Insurers Revealed
	
2015 Program Directory, Vol. II
WEST COVERAGE
	
W2 Report: Workers' Comp Reform Saving California's System $770M Annually
	
Official Files $123K Claim Following Arizona University Mascot Pounce
	
Workers' Comp Hearing Rep. in California Caught Cashing Dead Client's Settlement
	
Investigation Launched into Workers' Comp Services Provider BBSI
	
California Worker Injury Rate Lowest in 13 Years
	
Three California Men File Suits After E-Cigarette Batteries Explode
IDEA EXCHANGE
	
The Competitive Advantage: Chris Burand
	
Agency Sales Leaders & Producer Worth: Randy Schwantz
	
Minding Your Business: Catherine Oak & Bill Schoeffler
	
Cyber Security: Insurance as an Essential Part of Risk Management
	
Why Specialist Brokers Need to Become Content Marketers
	
Closing Quote: Risks of the Game
DEPARTMENTS
 
	
People
 
	
Declarations
 
	
Figures
 
	
Business Moves
 
	
MyNewMarkets