Inside This Issue
		PRIMARY COVERAGE
	Tort reform still an issue
	Oklahoma is OK but other South Central states have work to do
 
	Are wind models more political than scientific?
	Critics say third-party data providers need more oversight
 
	Protecting young ATV riders
	Okla. bill aimed at preventing injuries, fatalities
 
	Uniform credit scoring system may not impact insurers
	Insurance scores are different, trade groups say
 
years and counting
	
TSLA's executive director loves what she does
	U.S. tort costs reach a record $260 billion, study reports
	Cost exceeds other countries' by large margin
 
	Private companies at increased risk of liability lawsuits
	Survey shows private companies have the same risk as public companies
 
	Federal regulation divides industry
	Optional chartering legislation kicks off debate in full force
 
	Younger adults most likely to suffer ID theft
	Those earning above $75K hot targets as well
 
MARKET FEATURES
	The London market looks beyond Lloyd's
	Part Two of this series examines 'Gang of Six'
 
	Closer Look: Public Entities
	How public entities compare to profit businesses
 
	Closer Look: Louisiana Homeowners
	Coverage getting tougher in southern part of state
 
	SPECIAL REPORT: IJ's Exclusive Top 100 Agencies
	Annual ranking of the largest property/casualty agencies
 
	Independent agents take a piece of the pie
	Agency system gets its share of the property/casualty market
 
	Spotlight: Homeowners
	Getting to the bottom of underinsured homes
 
	
XXXX=SPECIAL REPORT: AAMGA
	Raising the profile of managing general agents in the U.S. and abroad
	Ready or just terrorism ready?
 
	
Government focus on terrorism may be thwarting cat planning
IDEA EXCHANGE
	Premium Funds
	How to manage premium dollars
 
	Growing Your Property Casualty Agency
	Use agency generated coupons to cash-in on new sales
 
	Brokerage Watch
	P/C brokers stocks up 7 percent during February, March
 
	
XXXX=Agency Best Practices
	Woodruff-Sawyer's CEO discusses the secret to success
	Continuing debate over 'ensuing loss'
 
	
XXXX=You just thought mold issues had gone away
	Not opposed to a federal charter
	At least one agent group thinks it may be a good idea
 
Departments