Inside This Issue
		PRIMARY COVERAGE
	
Katrina, a year later, Editor's Note
	Six in 10 businesses now buying terror coverage
	More businesses opting for coverage in 2005
 
	
Developing a program from a book of specialized risks
'How to do it' for those who want to tackle new programs
	Insurance Director Atterholt cultivates right climate
	Indiana commissioner discusses business climate, market conduct, and more
 
	Study hits states without helmet laws
	Not wearing helmet contributes to death and injury rates
 
	U.S. traffic deaths on rise
	Fatalities reach highest level since 1990
 
	Premiums remain flat in second quarter
	But property premiums on upswing in hurricane regions
 
	Guy Carpenter report examines impact of nanotechnology
	Breakthrough carries both risks and potential rewards
 
	Study urges better efforts to prevent teen worker injuries
	Safety programs can significantly reduce injuries
 
	Drain on Coastal population after the hurricanes
	Study notes that people may have left permanently
 
MARKET FEATURES
	Surplus lines professionals are taking care of business
	NAPSLO President says education, regulation top the list
 
	Surplus lines designation gets a face lift
	Curriculum may be a good fit for retailers as well
 
	Know thyself; insure thyself
	E&O: an essential part of doing business
 
	Closer Look: Medical Transportation
	Putting the brakes on paratransit operator losses
 
	
Spotlight: Surety Bonds
IDEA EXCHANGE
	To make insurance appealing, "Smash the Myths"
	Better education is needed to attract the best and the brightest
 
	Texas A&M finds disaster preparedness lacking
	Critical steps being overlooked
 
	Both employers, employees benefit from learning
	Building on knowledge base is essential for success
 
	
Closing Quote: Mich. Supreme Court shows judicial restraint with asbestos decision
	First post-Katrina court decision a victory for insurers
	Leonard v. Nationwide decision breaks no new legal ground
 
	
IJ's Premier Education and Training Directory
	Cultivating a management mentality
	Outsourcing, capital growth, capacity key issues
 
	Minding Your Business
	Deal makers and deal breaker