Inside This Issue
		NEWS & MARKETS
	
Really? Using Hands-Free Devices While Driving Not So Risky?
	
Insurers with Best Service Win More Business from Independent Agents 
	
Affluent Market Rivals Not Making Much of a Dent in Chubb's Business
	
Insurance Linked Securities Market Grows to $93B in 2018: WillisRe
	
Age Bias Law Protects Current Employees But Not Job Applicants
	
Drone Report: Reducing Accidents at Crash Sites
	
Reasons Autonomous Cars Won't Be Available Anytime Soon
SPECIAL REPORT
	
Special Report: Tales from the Trenches of Agency Start-Ups
	
Spotlight: Insurers Seek to Deny Boat Owner's Claim in R.I. Case
	
Closer Look: The Original Family Business - The Family Farm 
	
Spotlight: USC's New Risk Management Program
	
Special Report: 2019 Agency Salary Survey Employees Have Upper Hand in Today's Job Market
IDEA EXCHANGE
	
Agency Merger & Acquisition Deals Hit All Time High, Again
	
The Wedge: From Barely Scraping By to Saving $65,000 a Year
	
Show Them the Money to Win the War for Talent
	
Minding Your Business: How to Conduct an Agency E&O Self Audit
	
Things to Consider When Charging Broker Fees
	
Closing Quote: The Myth of Agency Multiples
DEPARTMENTS
 
	
Declarations
	
Figures
	
People
	
Business Moves
 
	
My New Markets