Inside This Issue
		NEWS & MARKETS
	
Captives Remain Profitable, Continue to Outperform Commercial Insurers, Reports A.M. Best
SPECIAL REPORT
	
Closer Look: Burst Sewer Pipes, Condos, and Coverage
	
Special Report: Top 100 Independent P/C Agencies
	
Special Report: Top 20 Agency Partnerships
	
Special Report: Top 20 Banks in Insurance
	
Spotlight: What if Woodstock's Producers Had Insurance in 1969?
IDEA EXCHANGE
	
The Competitive Advantage: Vesting Plans and Producer Book Ownership
	
When Words Collide: Step 2 ... Other Policy Interpretation Doctrines
	
The Wedge: Deconstructing Sales Excellence
	
Closing Quote: Changing Education from a Chore to a Cheer
DEPARTMENTS
 
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves
	
My New Markets