Inside This Issue
		NEWS & MARKETS
	
Age Discrimination Among Older U.S. Workers an Increasingly Serious Concern, Insurer Says
	
Why Agencies Shouldn't Be Afraid of Insurtech
	
Work-From-Home Can Deliver Big Cyber Risks for Small Business
SPECIAL REPORT
	
Spotlight: Why the High Net Worth Client Needs More than Just an Agent
	
Special Report: 101 Sales, Marketing & Agency Management Ideas
	
Closer Look: Near National P/C Carriers Identified
	
Closer Look: How Intellectual Property Compares with Cyber
	
Agency Spotlight: Miller Insurance
IDEA EXCHANGE
	
The Wedge: 5 a.m. Wakeup Call: 66 Days to Create a Habit
	
Ask the Insurance Recruiter: Money Talks in Every Aspect of Recruiting
	
Minding Your Business: Agency Management 101
	
Prioritizing Diversity and Inclusion in the Workplace
	
Why the Cyber Insurance Market Should Keep Watch on Small Business Risk
	
Closing Quote: Climate Affects Weather and Weather Affects Insurance
DEPARTMENTS
	
Opening Note
	
Declarations
	
Figures
	
Business Moves
	
People
	
My New Markets