Inside This Issue
		NEWS & MARKETS
	
Group Warns Congress Legalized Cannabis Is Workplace Risk
	
How Is Crash Risk Related to Roadway Design? It Depends.
	
Quarter of U.S. Health Care Spending Is Waste
SPECIAL REPORT
	
SILVER Best Agency to Work For - East: Covenant Insurance Group
	
SILVER Best Agency to Work For - Midwest: Military United Insurance
	
SILVER Best Agency to Work For - South Central: BKCW
	
SILVER Best Agency to Work For - Southeast: Century Risk Advisors
	
SILVER Best Agency to Work For - West: Morris & Garritano
	
Special Report: Why the Differences Make a Difference in Coverage
	
Special Report: How Risk Management Is Transforming Risk in Commercial Property
	
Special Report: Insurtechs Discovering the Value of Agents
	
Spotlight: Female Entrepreneur Forging Path with 'LeO' Chatbot
IDEA EXCHANGE
	
A Modern Economy Demands Modern Protection
	
Ask the Insurance Recruiter: 20 Ways to Reinvigorate Your 2020 Recruiting
	
Tech Talk: Agent Silos
	
The Competitive Advantage: New Simple Insurance Policies
	
Minding Your Business: M&A Trends Continue
	
How TRIA Would Handle Another 9/11: I.I.I.
	
Reinsurers Take the Technology Lead
	
Closing Quote: Medical Provider Fraud
DEPARTMENTS
	
Opening Note
	
Declarations
 
	
Figures
 
	
People
 
	
Business Moves
 
	
My New Markets