Inside This Issue
		NEWS & MARKETS
	
How 'Intelligent' Insurers Grow and Create Value: ACORD Study
	
Seller's Market to Deliver Biggest Commercial Rate Hikes in Years
SPECIAL REPORT
	
Program Business Continues Record Growth Despite Market Challenges
	
Mentoring: How to Leverage the Skills of Your Best Performers
	
2019 Program Directory, Vol. II
IDEA EXCHANGE
	
Attracting Innovative Talent in the Data-Driven Age
	
Closing Quote: 5 Trends in Today's Personal Umbrella Market
DEPARTMENTS
 
	
Opening Note
	
Declarations
	
Figures
	
People
	
Business Moves