Inside This Issue
		PRIMARY COVERAGE
'JAIL' for Judges amendment soundly defeated in S.D.
	
Insurers say if passed, civil justice system would be in jeapordy
	Supreme Court races have positive outcome
	National trade says tort reform efforts advanced
 
	Did Green Party cost Democrats control of Michigan Senate?
	Green Party considered the spoiler by some
 
	Employee crime is big threat to small companies
	More than one in three private companies experience theft
 
	Commercial premiums continue to fall
	All lines drop except coastal property in third quarter
 
	One in four report financial and personal information stolen
	26% of Americans report being victims of theft
 
	Democratic Congress OK for industry
	Industry says Blue View not a bad thing for insurance issues
 
MARKET FEATURES
SPECIAL REPORT: Surplus lines
	
Not your father's wholesaler - today retailers have a choice
	The globalization of corporate responsibility
	D&O claims and demand are going global
 
SPECIAL REPORT: Surplus lines
	
The locomotive that drives the insurance train
	Truckers seek to slow big-rigs
	Association proposes max speed limits
 
	One in five truck drivers report falling asleep at wheel
	Fatigue is a safety concern for many truckers
 
IDEA EXCHANGE
	Flying solo now, former Zurich exec 'gooses' agents
	Exec says technology gains by agents support successes
 
	IIABA president: contingency commission crisis threatens agents
	Eliminating contingency commissions threatens small agencies
 
	Closing Quote, Power shift in the political landscape
	What is the impact on insurance industry with Democratic control?
 
	Improving agency valuation
	Agency efficiency and staffing strategies make the difference
 
	Carrier Watch
	Commercial lines prices up; carriers reap benefits
 
	Growing Your Property Casualty Agency
	Attract high-end sales with personal insurance shoppers
 
	Where are all the young guns?
	Be a part of the search for quality professionals