Inside This Issue
		NEWS & MARKETS
	
Q3 Global Commercial Insurance Pricing Rockets 20% Higher: Marsh
	
Insurers Face Workforce, Risk, Policy Challenges as Pandemic Continues
	
New U.S. Property/Casualty Insurer Impairments in 2019
	
Companies Hope to Take California Gig Worker Classification Law Nationwide
SPECIAL REPORT
	
Spotlight: How COVID-19 Is Driving the Opioid Epidemic
	
Closer Look: Top 50 Personal Lines Agencies
	
BRONZE Best Agency to Work For - East: Stanton Insurance Group
	
BRONZE Best Agency to Work For - Midwest: Korotkin Insurance Group
	
BRONZE Best Agency to Work For - Southeast: Darr Schackow Insurance
	
BRONZE Best Agency to Work For - West: The Buckner Co.
	
BRONZE Best Agency to Work For - South Central: Upshaw Insurance Agency
	
Closer Look: 3 Ps to Consider When Managing the Risks of Assisted Living Facilities
	
Special Report: Young E&S Professionals Face Toughest Market They Have Ever Seen
IDEA EXCHANGE
	
Ask the Insurance Recruiter: Two Recruiting Tools Every Insurance Agency Needs
	
How Independent Agencies Can Set Themselves Apart
	
Thinking Ahead When Building an Insurance Agency Foundation
	
The Competitive Advantage: The Un-Strategy
	
Business Divorce
	
Closing Quote: Senior Living in a Post-Pandemic World
DEPARTMENTS
 
	
Opening Note
 
	
Declarations
 
	
Figures
 
	
People
 
	
Business Moves
 
	
My New Markets