Inside This Issue
		NEWS & MARKETS
	
U.S. Commercial Insurance Rates Rise Again Q3; Showing Signs of Stability
	
Workers With Second Jobs May Be Factor in Nursing Home COVID Risk: Study
	
Record Return of Merger Activity Leads to Massive Growth in M&A Insurance Market
	
COVID, Economy, Social Inflation Warrant Negative Commercial Lines Outlook: A.M. Best
SPECIAL REPORT
	
Expansion of Workers' Comp for COVID-19 Created Narrow Benefit in 6 States
	
New Capital Entering Market Unlikely to Quickly Soften Rates: Vantage Risk CEO
	
How One MGA Is Helping Nonprofits Manage a Tough COVID-19 Year
	
How Kindness & Giving Prevailed in a Year Fraught with Challenges
	
NIIC Fundraising for City of Hope Persisted Through Pandemic
	
The Charity Issue - Photos of Giving
	
IICF Raises More Than $880K, Honors Gallagher at Annual Northeast Benefit Event
	
Teaming Up for the Greater Good
IDEA EXCHANGE
	
Prospect Qualification and Appointment Setting to Land More Meetings
	
The Gig Economy's Auto Insurance Market and Surplus Lines
	
The Competitive Advantage: If You're Not Growing, You're Shrinking
	
Minding Your Business: Sales Management & Producer Goals During COVID-19
	
Ask the Insurance Recruiter:
	
8 Things Candidates Love (or Hate) About Job Offers
	
Closing Quote: The Other New Normal: Wildfires from a Winery Insurer's Perspective
DEPARTMENTS
 
	
Opening Note
 
	
Declarations
 
	
Figures
 
	
People
 
	
Business Moves
 
	
My New Markets