Inside This Issue
		PRIMARY COVERAGE
	N.J. sex assault exclusion not automatic
	Homeowners coverage could be triggered if attacker is a minor
 
	Virginia bars test drive anti-DUI plan
	Program brings together makers, servers, drinkers in college town
 
	D.C.'s revised captive laws in effect
	District aims to attract more captives
 
	Conn. gets new insurance commissioner from The Hartford
	Gov. Rell names Specialty Risks' Sullivan to succeed Cogswell
 
	
Insurance taxes to fund Virginia transit
$3 billion plan uses existing taxes on car insurance premiums to pay off debt
	Mass. auto insurance study provides map to limited competition
	But changes to assigned risk plan, subsidies ruled out for now
 
	Bipartisan flood insurance 'modernization' bill introduced
	Bill boosts borrowing, maximum limits
 
	A.M. Best cites 15 P/C insurers as financially impaired in 2006
	Impairment rate is half the historical level for the past 38 years
 
	Study claims U.S. 'tort tax' costs $865 billion a year
	That's about $9,800 per family
 
	Insurers to Congress: private markets can handle most disasters
	But mega-cats need a public-private partner ship, most agree
 
	Judge rules Spitzer suit may continue 
	Liberty Mutual not giving up the fight
 
	CONNECTICUT'S NEW CHIEF
	Gov. Rell names Thomas R. Sulivan to succeed Susan Cogswell as state insurance commissioner
 
	Conn. self-service business face new liability standard
	State Supreme Court updates law to reflect new business model
 
	Insurers fight impression big profits at claimants' expense
	Tough argument as Katrina claimants still wait for settlements
 
	Two charged in bicoastal restaurant brokerage scam
	Bogus surplus lines policies sold to restaurants, bars
 
	Mass. extends deadline for residents to buy health coverage
	Rule that everyone have drug coverage delayed until January 2009
 
MARKET FEATURES
	Spotlight: Cyber Risk
	Top 10 data loss disasters in 2006
 
	SPECIAL REPORT:
	Top 100 Property Casualty Independent Agencies
 
	Closer Look: Energy/Oil and Gas 
	Underwriters weigh design, construction of offshore oil platforms
 
	Closer Look: Energy/Oil and Gas
	Oil drilling risks rise with novice crews
 
	European Insurance Forum puts Ireland in the spotlight
	EU Reinsurance Directive, Solvency II, killer risks and cats up for discussion
 
	Spotlight: Cyber Risk/Identity Theft
	Understanding network risk insurance
 
	Spotlight: Cyber Risk/Identity Theft
	Contrary to the headlines, ID theft may be on decline
 
	Spotlight: Cyber Risk/Identity Theft
	Agog about blogs: the risks of the medium for professional liability
 
	
XXXX=Medical Malpractice
	Majority of claims close without payment
	Consumers say claims not the cause of crisis
 
IDEA EXCHANGE
	
Minding Your Business
'Free agents' and other 2007 management trends
	
Closing Quote: State-backed insurance schemes: the wave of the future?