Inside This Issue
		NEWS & MARKETS
	
P/C Insurance Challenges for 2021 Look Much Like 2020's, Says AM Best
	
Federal Flood Insurance Premiums Far From Keeping Up With Expected Losses
	
Many States Lack Flood Risk Disclosure Laws for Homebuyers
SPECIAL REPORT
	
Special Report: Collision Course: Body Shops Under Insurance Pressure
	
Special Report: Back in Business: Insurance Pros Ready to Aid Small Business Recovery
	
Spotlight: How Home Improvement Projects Impact Homeowners Policies
	
2021 Hospitality Risks Directory
IDEA EXCHANGE
	
Serving the Changing Needs of Small Business
	
The Wedge: Stay Independent and Control Your Own Your Destiny
	
Is It Covered?: Preventing Coverage Gaps
	
Closing Quote: 3 Ways Insurtech Can Help Agents Thrive in 2021 and Beyond
DEPARTMENTS
 
	
Opening Note
 
	
Declarations
 
	
Figures
 
	
People
 
	
Business Moves
 
	
My New Markets