Inside This Issue
		NEWS & MARKETS
	
Allstate CEO Strategy: More Independent Agents But No More 'Human Modems'
	
Employers See Employee Mental Health as Major Concern
	
Like 'Terminator,' High-Tech Cyber Crime to 'Keep Coming'
	
Housing Market Boosts Personal Lines Shopping But Auto Still Lags
SPECIAL REPORT
	
Spotlight: Content Creators at Risk
	
Closer Look: Why Flood Should be a Covered Cause of Loss in Property Insurance
	
Spotlight: Earthquake Activity Increasing in U.S. Oil Regions, Study Says
	
Special Report: 2021 Super Regional P/C Insurers™ Revealed
IDEA EXCHANGE
	
Specialization Versus Fragmentation: A Coordinated, Cohesive Approach to the Specialty Market
	
Tech Talk: The Cybercrime Challenge for Agents
	
Is It Covered?: Coinsurance... Even WE Don't Understand It
	
Be Ready to Take on New Challenges By Building Hybrid Teams
	
The Future of Agency Work
	
Top 5 Contractual Disability Obligations That Can Crush Ultra-Successful Clients
	
Closing Quote: A Message from a Cybersecurity Expert
DEPARTMENTS
 
	
Opening Note
 
	
Declarations
 
	
Figures
 
	
People
 
	
Business Moves
 
	
My New Markets