Inside This Issue
		PRIMARY COVERAGE
	S.C. owner wishes store had sprinklers
	Perhaps 9 firefighters would not have died
 
	Progressive apologies for claims handlers' privacy invasion
	Incident at church prompts Georgia market conduct review
 
	S.C. insurance chief non-renewed
	Regulator gets taste of own medicine
 
	Court weighs raid on Miss. surplus lines
	Industry protests state use of funds for public projects
 
	Candidates vie to succeed veteran Dale as Miss. commissioner
	Anderson, Chaney prepare for Nov. 6
 
	Alabama condo industry feels effects of rising insurance costs
	Realtors press lawmakers to provide relief
 
	Judge throws out all federal antitrust charges against insurers, brokers
	No evidence to support charges of a global conspiracy among brokers found
 
	Industry skeptical, while Treasury opposes, natural disaster pool
	Agents say federal legislation deserves serious consideration
 
	Health premiums rise 6.1%; average family coverage costs $12,000
	Increase in health premiums slowest rate of growth since 1999
 
	Progressive combines agency, direct personal lines management
	Sauerland to lead new personal lines unit
 
	U.S. reinsurers report premiums dropped in 2nd quarter
	Reinsurers report writing $12.2 billion in first half of 2007
 
	Insurers have manageable exposure to subprime turmoil
	I.I.I. report says insurers' investments have no direct ties to lenders
 
	U.S. fire report says more fires, but fewer deaths and injuries
	Direct property losses from fires rose 6% in 2006
 
	Florida no-fault law set to expire Oct. 1
	Sunset of law causes some confusion
 
	Special Report: Florida Private Sector
	Summit on Property Insurance
 
	Florida's private sector strives to be heard amid political storm
	Is anybody listening?
 
	Agents must tell Fla. citizens of pros and cons of Citizens
	The drawbacks to using the state-backed insurer go unnoticed
 
	Tough times in Tallahassee
	Days of the industry feeling welcome appear over for a while
 
	A small private Fla. insurer faces Citizens and the 'perfect storm'
	How domestic insurer Coral Insurance is riding out the storm
 
	Reinsurance was easier to find and cheaper in 2007
	Private reinsurance market keeps evolving
 
MARKET FEATURES
	Closer Look: Personal Lines Markets
	Predictive analytics maximize the science and art of business analysis
 
	Making the case for Internet liability
	Any client using the Internet needs coverage
 
	Spotlight: Product Liability
	Chinese imports and product liability coverage
 
	SPECIAL REPORT: Salute to Surplus Lines Brokers
	The changing face of surplus lines brokers
 
	2007 E&S Mergers and Acquisitions
	A flurry of M&As thus far this year
 
	E&S attracts international attention
	Global surplus lines partners rev up in U.S.
 
IDEA EXCHANGE
	Mistakes employers make when workers' comp rates go down
	Eight mistakes that could change employers' view of coverage
 
	International Insider
	Chubb's Ellis on exporters’ insurance
 
	A changing global insurance world
	Opportunities for growth come with risk
 
DEPARTMENTS
- Business Moves
- Closing Quote
- New Markets
- Opening Note
- People