Inside This Issue
		NATIONAL COVERAGE
	U.S. P/C Insurers' Catastrophe Losses for Q2 Double to $6 Billion
	Average Claim Hits $5,000
 
	U.S. P/C Insurers' Second-Quarter Snapshot
	Catastrophe Losses Take a Hit on Insurers' Financials
 
	GAO: Flood Program Lacks Funds for Future
	Report Comes as Flood Program Reauthorization Bill Looms in Congress
 
	Study: U.S. Entrepreneurs More Optimistic on Taking Risks
	Small Business Owners Take Plunge Despite Economic Conditions
 
	SPECIAL REPORT:
	Agency Options - Financing
 
	What to Expect When Financing in the Current Credit Crunch
	
 
	Spotlight: Top Performing Insurers
	Top 25 P/C Premium Gainers
 
	Closer Look: Homeowners/Condos
	Chris Boggs On The Complete Condo Package, Part 1
 
	SPECIAL REPORT: Agency Options - Networks
	Agents Weigh Independence, Commissions, Markets When Choosing a Network
 
	SPECIAL REPORT: Agency Options- Staffing
	Employee Retention: It's Not Always About Money
 
	SPECIAL REPORT: Top 100 Agency Profile
	Insurance Office of America: A Philosophy of Sharing
 
SOUTHEAST COVERAGE
	Insurers, Agents Urge Coastal Wind Policy from Texas to Maine
	Independent Body Would Regulate Special Wind Policy and Rates
 
	Georgia Home Builders Association and Insurer Hammer Away
	Association Balks When Insurer Seeks to End Exclusive Arrangement
 
	Stunning Workers' Comp for Cops in Tennessee
	Officials See Tasers Easing a Worker Injury Problem
 
	Alabama Insurance Agent Wins Runoff
	IOA's Parker Hopes to Pick Up Seat for Republicans
 
	No Death Penalty in North Carolina Insurance Murder
	Husband Agrees Proving Premeditation Might Be Difficult
 
	State Farm Seeks 47.1% Florida Hike
	State Regulators Schedule August Hearing
 
	Road Danger: Medically Unfit - Commercial Drivers on U.S. Roads
	12 States Including Georgia, Florida and Alabama Account for Half
 
	SPECIAL REPORT: FLORIDA'S SURPLUS LINES
	Greetings from Florida's Market of Last Resort
 
	Reducing the Risk of Surplus Lines
	FSLA's O'Leary on Working Relationships with Surplus Agents
 
	What Retail Agents Need to Know
	When and How to Stick a Toe in Florida's Surplus Lines Market
 
	70 Plus: Sunshine State's Wholesale Experts
	Members of the Florida Surplus Lines Association
 
	Surplus Market Snapshot: Business Rides the Market Tides
	More Big Florida Firms Bypass Agents to Reach Surplus Markets
 
	Top 25 Florida Surplus Lines Markets
	What's Hot in Surplus Coverages
 
IDEA EXCHANGE
	Closing Quote: Strategies for the 21st Century Independent Agent
	
 
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